Australians with a $500k mortgage could save over $7,500 per year by switching to a more competitive lender.
Based on average rate differential — Reserve Bank of Australia data.
Why now
The numbers that make refinancing worth it
Lenders reserve their best rates for new customers. If you have not reviewed in two years, you are paying a loyalty tax.
$7,500
Average annual saving
What Australians with a $500k mortgage could save per year by switching to a more competitive lender.
60+
Lenders we compare
Major banks, credit unions, and specialist lenders — we search the whole market.
Free
Our service to you
We are paid by the lender at settlement. Full market comparison at no cost.
How it works
How we get you the right loan
Simple, clear, no surprises.
1
Review your current loan
We look at your rate, remaining term, features, and exit costs so you know your real position.
2
Compare 60+ lenders
We find your best options factoring in rate, fees, features, and cashback. Real net saving, not just a headline rate.
3
See the numbers
We present a clear comparison of your current loan versus your best alternative. No pressure to proceed.
4
Handle the switch
We manage the application, liaise with both lenders, and coordinate settlement.
Real stories, real results
5.0 from 124 Google reviews
Rated five stars across the board — built on honest advice, genuine care, and outcomes that make a real difference in people's lives.
Verified Google review
"Both Steve and Jason have been amazing. They answered all our questions and linked us with a great conveyancer. Would give ten stars if we could."
TB
Talitha Budd
★★★★★
"Refreshing to speak with someone open and honest. Advice tailored to my needs and genuinely in my best interest."
Jess Vogel
3 weeks ago
★★★★★
"Jason's expertise and unwavering support made what could have been a stressful journey feel seamless and manageable."
Dylan Daws
24 weeks ago
Meet your Adelaide team
Jason and Steve are here to help
Personalised lending support across Adelaide. Book a chat and we will guide you from first questions to settlement.
Jason Given
Director & Mortgage Broker
With a passion for finding solutions and a special interest in complex lending needs, Jason brings expertise and genuine empathy to every client relationship.
Steve Chin
Mortgage Broker
With over 15 years in finance, Steve is known for going above and beyond. His mission has always been to simplify the process and get the best outcome every time.
Office
562 Goodwood Road, Daw Park SA 5041
Phone
Hours
Mon–Wed 9am–7pm · Thu–Fri 9am–5pm
Weekends by appointment
Weekends by appointment
Common questions
Frequently asked questions
Straight answers from your Adelaide mortgage brokers.
If your rate has not been reviewed in 12 to 18 months, you are likely paying more than needed.
The average saving on a $500k loan is $7,500 per year. We calculate your specific saving before you commit.
We factor all discharge and establishment fees in so you see the true net saving.
Most refinances settle within three to four weeks of application.