The average Adelaide first home buyer misses out on $45,000+ in grants and concessions.
Based on combined FHOG, stamp duty abolition, and LMI savings available to eligible SA buyers.
SA grants and concessions
What you are entitled to right now
South Australia has some of the most generous first home buyer incentives in the country.
$15,000
First Home Owner Grant
Cash grant for eligible buyers of new homes under $650,000 in SA. We apply on your behalf.
$30,000+
Stamp Duty Abolished
Completely abolished for eligible first home buyers of new homes in SA — saving $30,000 or more.
5%
First Home Guarantee
Buy with 5% deposit and zero LMI. Government-backed scheme with limited places.
How it works
How we get you the right loan
Simple, clear, no surprises.
1
Discovery chat
We learn your goals, income, savings, and timeline. No forms, no pressure.
2
Know your numbers
We calculate your borrowing power, confirm grant eligibility, and map your deposit requirements.
3
Compare the market
We search 60+ lenders and present your best options clearly in plain English.
4
Secure pre-approval
We submit your application and get you pre-approved so you can bid with confidence.
Real stories, real results
5.0 from 124 Google reviews
Rated five stars across the board — built on honest advice, genuine care, and outcomes that make a real difference in people's lives.
Verified Google review
"Both Steve and Jason have been amazing. They answered all our questions and linked us with a great conveyancer. Would give ten stars if we could."
TB
Talitha Budd
★★★★★
"Refreshing to speak with someone open and honest. Advice tailored to my needs and genuinely in my best interest."
Jess Vogel
3 weeks ago
★★★★★
"Jason's expertise and unwavering support made what could have been a stressful journey feel seamless and manageable."
Dylan Daws
24 weeks ago
Meet your Adelaide team
Jason and Steve are here to help
Personalised lending support across Adelaide. Book a chat and we will guide you from first questions to settlement.
Jason Given
Director & Mortgage Broker
With a passion for finding solutions and a special interest in complex lending needs, Jason brings expertise and genuine empathy to every client relationship.
Steve Chin
Mortgage Broker
With over 15 years in finance, Steve is known for going above and beyond. His mission has always been to simplify the process and get the best outcome every time.
Office
562 Goodwood Road, Daw Park SA 5041
Phone
Hours
Mon–Wed 9am–7pm · Thu–Fri 9am–5pm
Weekends by appointment
Weekends by appointment
Common questions
Frequently asked questions
Straight answers from your Adelaide mortgage brokers.
Through the First Home Guarantee, eligible buyers can purchase with 5% deposit and zero LMI. Without a guarantee most lenders require 10% to 20%.
A $15,000 cash grant for eligible buyers of new homes under $650,000 in SA. We confirm eligibility and apply on your behalf.
Stamp duty has been abolished for eligible first home buyers of new homes in SA — saving $30,000 or more.
Yes — completely free. We are paid by the lender at settlement.