The structure of your investment loan matters as much as the rate — most investors get this wrong.
Interest-only periods, offset accounts, and loan splitting significantly impact your investment returns.
Why structure matters
What we do differently for investors
Not all brokers understand investment lending. We structure loans to maximise portfolio growth.
60+
Lenders on our panel
Including specialist investment lenders not available directly to the public.
P&I or IO
Structure that suits your strategy
We match your loan structure to your investment goals — cash flow, capital growth, or both.
Free
Expert advice at no cost
We are paid by the lender at settlement. Advice, comparison, and application support at no cost.
How it works
How we get you the right loan
Simple, clear, no surprises.
1
Understand your strategy
We learn your investment goals, timeline, and existing portfolio to find the structure that works hardest for you.
2
Assess your borrowing position
We calculate your serviceability across lenders and identify how to maximise your capacity.
3
Compare investment lenders
We search lenders with the best investment products — rate, offset features, and policy flexibility.
4
Structure and settle
We handle the application end to end and structure your loan to support your next move.
Real stories, real results
5.0 from 124 Google reviews
Rated five stars across the board — built on honest advice, genuine care, and outcomes that make a real difference in people's lives.
Verified Google review
"Both Steve and Jason have been amazing. They answered all our questions and linked us with a great conveyancer. Would give ten stars if we could."
TB
Talitha Budd
★★★★★
"Refreshing to speak with someone open and honest. Advice tailored to my needs and genuinely in my best interest."
Jess Vogel
3 weeks ago
★★★★★
"Jason's expertise and unwavering support made what could have been a stressful journey feel seamless and manageable."
Dylan Daws
24 weeks ago
Meet your Adelaide team
Jason and Steve are here to help
Personalised lending support across Adelaide. Book a chat and we will guide you from first questions to settlement.
Jason Given
Director & Mortgage Broker
With a passion for finding solutions and a special interest in complex lending needs, Jason brings expertise and genuine empathy to every client relationship.
Steve Chin
Mortgage Broker
With over 15 years in finance, Steve is known for going above and beyond. His mission has always been to simplify the process and get the best outcome every time.
Office
562 Goodwood Road, Daw Park SA 5041
Phone
Hours
Mon–Wed 9am–7pm · Thu–Fri 9am–5pm
Weekends by appointment
Weekends by appointment
Common questions
Frequently asked questions
Straight answers from your Adelaide mortgage brokers.
Most lenders require 10% minimum, with 20% to avoid LMI. Equity in existing property may be used.
Depends on your strategy. We recommend the right structure for your goals.
Yes — if your property has grown in value, that equity can fund your investment deposit.
Yes — completely free. We are paid by the lender at settlement.